MoneyOS

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MoneyOS

Dashboard

Your money at a glance β€” every payment, sorted automatically.

On track
πŸ’΅ Money In
$0
received this year
DON'T SPEND
⚠ Set aside for tax
$0
move to savings
YOURS
βœ“ Safe to spend
$0
real take-home
πŸ’Έ Outstanding
$0
Avg / month
$0
Projected year
$0
Top client
β€”
Payments
0

🍩 Where your money goes

70% is yours
Set aside for tax $0
Safe to spend $0

πŸ“ˆ Monthly income

Recent income

DateClientAmountTax set asideSafe to spend
πŸ’‘ The one habit: every time you log income, move the β€œset aside for tax” amount into a separate savings account. That money isn’t yours β€” you’re holding it for tax day.

Income

Log every client payment. Tax + take-home calculate instantly.

βž• Add a payment

DateClientInvoiceAmountTax set asideSafe to spend

Invoices

Create, print & track invoices. Mark one paid and it logs as income automatically.

βž• New invoice

Total: $0.00

Your invoices

#ClientIssuedDueTotalStatus

Expenses

Track business costs β€” deductible ones lower your tax.

βž• Add an expense

DateCategoryDescriptionAmountDed.

πŸ“Š Spending by category

Mileage

Log business trips β€” they convert to a tax deduction at the IRS rate.

πŸš— Miles this year
0
βœ“ Mileage deduction
$0
at $0.70/mile
Trips logged
0

βž• Add a trip

Trip log

DatePurposeMilesDeduction

IRS standard mileage rate is set in Settings (2026 β‰ˆ $0.70/mile). The deduction is added to your tax-deductible total automatically.

Quarterly Taxes

Park it through the year, then pay it without panic.

QuarterPeriodIncome receivedTax to parkUS est. due

US estimated-tax dates shown. Outside the US, follow your local deadlines.

Tax Report

A clean year-end summary you can hand to your accountant.

Year-end summary

πŸ‡ΊπŸ‡Έ Estimated tax (US self-employed)

A sharper estimate than a flat % β€” self-employment tax (15.3%) + income tax, calculated on your net profit (income βˆ’ deductible expenses βˆ’ mileage).

Simplified estimate for planning, not a filing. Income-tax % is an assumption you set in Settings. Confirm with an accountant.

Click β€œDownload / Print report” and choose Save as PDF in the print dialog to save or email it.

Settings

Set it up once. Your data is saved on this device only.

βš™οΈ Your setup

πŸ’Ύ Your data

Tip: 30% is a safe default; most freelancers land between 25–35%. Your data never leaves this device β€” back it up to move it to another computer.

Disclaimer: This is an organizational tool, not tax, legal, or financial advice. Tax rules vary by country, state and situation and change over time. Confirm your set-aside rate, deductible expenses and payment deadlines with a qualified accountant or your local tax authority.